I feel I need to jump in here.. If you are limited for funds, I understand. However, there are many reasons for using a FIlemaker hosting service... among them are: access from anywhere (and if configured correctly from any browser); data security such as backups; scalability; and many more.
The cost can be very low. Compare several services as they vary by how many databases you can host, how many concurrent users can access the databases, how much storage you have available to you. For instance, with Triple8 you can have 2 databases and 4 concurrent users using Filemaker and 4 users using IWP, and you have 2 GB of space. Cost is $19.95 which is very reasonable. Other hosting services have packages with twists on these offerings and a variety of prices.
Given the ability to have fast, always available access, secure backups, et cetera, I feel hosting is a very attractive option.
I am a developer and do not have any dog in the hosting fight.