To add just a little more: FM's own KB (which I couldn't connect to yesterday) provided the following formula (at Calculating Elapsed Time Between Two Dates Broken Into Year, Month, And Day ).
At age around 65, FM's formula makes someone the same age as Lee's formula.
If you really get obsessive, as I did, and replaced what FM calls a year in their formula, 365.25 days, with what I found on the web, 365.242199, which also shortens the average length of a month to 30.4368499, the difference is 1 day older (over a span of 65+ years) according to the FM formula.
George