An in built word processor that lets the user type their own documents and input merge fields without giving access to layouts. Developer selects which merge fields are available and user selects from a list by double clicking. It should be able to handle overspill of information into following pages just like a normal word processor and the doc saved for later use.

With some limitations* all of this can be implemented in FMP, though it is a bit of work.

Take a look at this FMP 7 demo I posted 30 March 2004...

http://fmforums.com/forum/showtopic.php?tid/99166/

*Limitations by version...

FMP 5.5 and earlier: no user specified character or paragraph formatting (ie, plain text).

FMP 6.0: no paragraph formatting; but some character formatting can be wrangled through with the Find/Replace script step.

You might also check the discussion and demo in this thread (using a custom function)

http://www.fmforums.com/forum/showpost.php?post/165807/

Or use a real word processor and do some FM-to-word processor integration using OS scripting languages or XML.

Speaking of word processing...

What I find annoying is the 11 to 13-page (text) limit in a layout (282 cm / 112 in.). Since many of the FM databases I code generate reports longer than that limit, I have to break up reports and files to accommodate the limitation. What a drag!