I was trying to be breif, can't. I have a file (Bill of Sales) where sales take place date, cust #, cust name, tranaction#, total of sale, and a post button. When a sale is complete the post button post the information in the (Ledger) file. Payments are made directly into the Ledger file, with date, cust name, cust#, and amount. Sometimes the customer will have a credit or will maintain a balance in his account. I need to do a monthly report, showing any account that had action on it and/or a balance. When I do a find by month and year, I only get occurances during the found month/year. If the deposit was made in the account anytime previously it will not show up in the month-year find. I need to be able to carry the balance forward as the months change. The cust might carry this balance for quit sometime. Hope that's more clear. thanks