Hi there

I am doing small contracting jobs for individuals at an University. Now new guidelines on their side require me to carry a professional liability insurance (errors and omissions insurance). Does anyone have some hints or expertise to share on finding appropriate insurance for a small business owner?

Fran

It sounds like you're at the University I used to work for... you're not in Sydney Australia by any chance are you?

Hi Fran,

I've had to provide this kind of coverage in the past when contracting with a Public Entity. You should be able to get a name and phone number from them, as they have probably had this requirement for a long time. It was [color:"red"] Not cheap, but I included it as part of my retainer fee.

The insurance company I used, specialized in business coverage, and ended up underwriting it with LLoyds of London.

HTH

Lee