Okay I took a deeper look into your database, quite a large one. I noticed that you are missing two things in your database that could prove useful, portals and tables. You have none in the example you provided. Do you know how to use portals and tables?
In SAFcust>CM Contact Manager, there is a red box, everytime you put info in the box it appears in billing1>january2005, in the first column. But because you don't have any tables it creates a new record for every layout you have in billing1, and i'm not sure you want that.
165454-MonthAdvopt.zip