Yeah, I think that is why I am using MBS. Are you saying that you can access an SFTP server using the FTPS switch in Insert From URL? That would certainly be, as you say, "weird, but true." The protocols are really different. They do transfer files, but the method of encryption and handshaking is really incompatible. I know this because we had to get the client's client to get a whole other FTP Server app just to work with them. FTPS is a bear to work with. I'll stick with Christian's great plugin for the time being.